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Category Archives: Life Insurance

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September To Do Item

Now is a great time to review your life insurance coverage before you get busy with fall and holiday activities.   Life changes and your benefits wants and needs follow.  Here are a few things to consider:   Does the amount of your policies provide the coverage you want? Inflation erodes the amount so adjustments may be required. Health conditions are a moving target. […]

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A Special Week

This week was a special week for 3 reasons-                                             Wednesday 6/14 was Flag Day and we hung our banners and flags with pride. I met a fellow practitioner for the first time who experienced the unimaginable – his wife died from cancer 4 years ago at age 39.  He has 4 girls and had done […]

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Spring Clean Your Finances

    It’s time to throw open the windows and start the annual spring cleaning of our house.  But have you thought about spring cleaning your finances?    The 8 tips below are a great place to start!   Start with your budget.  Take an afternoon to go over your spending during the past few months. Do […]

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A Great Gift!

“A SOCIETY GROWS GREAT WHEN OLD MEN PLANT TREES WHOSE SHADE THEY KNOW THEY WILL NEVER SIT IN.” – ANCIENT GREEK PROVERB Should I Buy Life Insurance for My Children or Grandchildren? When we buy life insurance “for” our children or grandchildren, we are providing them with a gift that will help form the foundation for financial […]

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Time to Review Your Beneficiaries

The Danger in Neglecting Beneficiary Designations To be sure our financial accounts and insurance payouts at our death go to the people we want, it is so important that we choose and update our beneficiary designations – a loved one, a charity or an institution. Sometimes life gets in the way and we forget to change our beneficiary designations […]

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Business Succession Made Simple

Simplified Business Succession with Term Life Insurance   Most often, the greatest asset to a business owner is the business itself.  A critical part of ensuring a comfortable retirement for the business owner is getting the most value out of the business that he or she can.  Life Insurance can play a key role in making […]

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Who’s Winning the Lifestyle War?

Current Lifestyle vs. Future Lifestyle: Who’s Winning the War? For most of us, the amounts designated for funding our current and future lifestyle are not embedded in our consciousness. The fuzziness about how much money is allocated to each reflects two “facts-of-life” we all face: Most future financial success plans are constructed haphazardly. Sometimes one […]

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5 Celebrities Who Probably Wished They Had Disability Insurance

Being a celebrity comes with a lot of cool stuff – money, mansions, private jets, Twitter followers by the millions.  Not included, however, is guaranteed immunity from accident or illness.   Celebrity can also be dangerous, with stunts, stage shows and dodging paparazzi.  And if a star is sidelined, the big paycheck can turn into big losses. […]

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Could I Still Pay My Bills Without My Income?

The Answer is NO! When disability strikes, income stops and expenses increase… The result? Significant long-lasting debt.  OUCH! What’s My Plan? When a disability strikes, paying bills can become an overwhelming problem. How would we manage? Drain savings and retirement accounts – how long would the money last? Get by on my spouse’s income – possible, but like most families, paying […]

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Countdown to April 15

The Countdown to Tax Day 2014 started on April 16, 2013.  With every paycheck we received and every purchase in a store, we paid taxes. What about Tax Day 20?? – the first year of retirement? Here are a few questions and answers. Is the decision to be in a higher tax bracket at retirement voluntary […]

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